Few pieces of jewelry are likely to make a statement or transform a woman's image the way a necklace will. A necklace is a piece of jewelry that is worn around the neck, but the varieties of necklaces are nearly endless. Necklaces & chains are made of metal chain, gold, silver, platinum etc. and many are embellished with stones or beads, but there are countless variations. Striking features one may find on a necklace include pendant or locket. Necklaces can also bear pendants with religious significance, such as cross pendants etc. A finely made necklace and chain is a joy to handle, behold, and wear.